[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tizon.cz\/financni-situace-cechu\/#Article","mainEntityOfPage":"https:\/\/www.tizon.cz\/financni-situace-cechu\/","headline":"Finan\u010dn\u00ed situace \u010cech\u016f","name":"Finan\u010dn\u00ed situace \u010cech\u016f","description":"Podle pr\u016fzkum\u016f m\u00e1 v\u011bt\u0161ina lid\u00ed probl\u00e9m dlouhodob\u011b vych\u00e1zet s p\u0159\u00edjmy. Jak je to mo\u017en\u00e9? Je to zp\u016fsobeno zejm\u00e9na t\u00edm, \u017ee se zv\u00fd\u0161ila inflace na historick\u00e9 maximum. Je\u0161t\u011b nikdy nebyla tak vysoko, a to ani b\u011bhem krize v roce 2008. Inflace znamen\u00e1, \u017ee zat\u00edmco p\u0159\u00edjmy se re\u00e1ln\u011b nezvy\u0161uj\u00ed, hodnota pen\u011bz je st\u00e1le men\u0161\u00ed a za stejn\u00fd […]","datePublished":"2024-05-11","dateModified":"2024-05-11","author":{"@type":"Person","@id":"https:\/\/www.tizon.cz\/author\/#Person","name":"","url":"https:\/\/www.tizon.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91506ed60e31abe586276a3e1420719df081581a820344a28fa2034bb1a2fe22?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91506ed60e31abe586276a3e1420719df081581a820344a28fa2034bb1a2fe22?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tizon.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tizon.cz\/wp-content\/uploads\/money-2724245_640_10_10_10_10_10_10_10_4.jpg","url":"https:\/\/www.tizon.cz\/wp-content\/uploads\/money-2724245_640_10_10_10_10_10_10_10_4.jpg","height":0,"width":0},"url":"https:\/\/www.tizon.cz\/financni-situace-cechu\/","about":["Pen\u00edze"],"wordCount":446,"articleBody":"   Podle pr\u016fzkum\u016f m\u00e1 v\u011bt\u0161ina lid\u00ed probl\u00e9m dlouhodob\u011b vych\u00e1zet s p\u0159\u00edjmy. Jak je to mo\u017en\u00e9? Je to zp\u016fsobeno zejm\u00e9na t\u00edm, \u017ee se zv\u00fd\u0161ila inflace na historick\u00e9 maximum. Je\u0161t\u011b nikdy nebyla tak vysoko, a to ani b\u011bhem krize v roce 2008. Inflace znamen\u00e1, \u017ee zat\u00edmco p\u0159\u00edjmy se re\u00e1ln\u011b nezvy\u0161uj\u00ed, hodnota pen\u011bz je st\u00e1le men\u0161\u00ed a za stejn\u00fd finan\u010dn\u00ed obnos si toho koup\u00edte st\u00e1le m\u00e9n\u011b. Zdra\u017euj\u00ed nejen z\u00e1kladn\u00ed \u017eivotn\u00ed pot\u0159eby, ale i dal\u0161\u00ed komodity jako auta nebo dovolen\u00e9. Nen\u00ed divu, \u017ee v\u011bt\u0161ina lid\u00ed je r\u00e1da kdy\u017e poplat\u00ed ka\u017ed\u00fd m\u011bs\u00edc co mus\u00ed, a zbytek si mus\u00ed odpustit. Daleko v\u011bt\u0161\u00ed probl\u00e9m ale je, \u017ee v\u011bt\u0161ina lid\u00ed nen\u00ed schopn\u00e1 m\u011bs\u00ed\u010dn\u011b ulo\u017eit stranou ani tis\u00edc korun.N\u011bkte\u0159\u00ed lid\u00e9 se dostali do pot\u00ed\u017e\u00ed se spl\u00e1cen\u00edm sv\u00fdch z\u00e1vazk\u016f. B\u011bhem covidov\u00e9 krize musela \u010d\u00e1st lid\u00ed pozastavit v\u00fdstavbu sv\u00fdch dom\u016f a \u010d\u00e1st z nich je musela prodat. Za\u010daly se toti\u017e zdra\u017eovat mnoh\u00e9 polo\u017eky nezbytn\u00e9 pro v\u00fdstavbu domu, a tak jim nesta\u010dil objem pen\u011bz, kter\u00fd jim poskytovaly banky prost\u0159ednictv\u00edm hypot\u00e9ky. Velk\u00e1 \u010d\u00e1st lid\u00ed tak m\u011bla hypot\u00e9ku a nedokon\u010den\u00fd d\u016fm, kde nemohli bydlet.Zase m\u00e1me jenom dluhy Americka-nebankovni-hypoteka – to je bohu\u017eel \u010dast\u00e1 mantra v\u0161ech lid\u00ed, kte\u0159\u00ed se p\u0159ed kriz\u00ed kter\u00e1 za\u010dala p\u0159ed dv\u011bma roky, sna\u017eili n\u011bco u\u0161et\u0159it. Jen\u017ee inflace jim jejich \u00faspory ukradla a tak jim zbyly jen o\u010di pro pl\u00e1\u010d. Kdo nestihl investovat t\u0159eba do zlata, ten p\u0159i\u0161el o zna\u010dnou \u010d\u00e1st sv\u00fdch pen\u011bz. Kdo m\u011bl \u0161t\u011bst\u00ed a m\u011bl pen\u011bz dost, mohl investovat i do nemovitost\u00ed, ale v\u011bt\u0161ina lid\u00ed si to rozhodn\u011b dovolit nemohla.Jak z toho ven? Asi nen\u00ed nutn\u00e9 si dlouze vysv\u011btlovat, \u017ee ka\u017ed\u00e1 vl\u00e1da m\u00e1 v\u00fdznamn\u00fd vliv na r\u016fst cen mnoha komodit. Sta\u010d\u00ed zv\u00fd\u0161it dan\u011b, a hned v\u00fdrobci i prodejci zv\u00fd\u0161\u00ed ceny nejen potravin, ale i v\u0161eho dal\u0161\u00edho. V\u017edycky zv\u00fd\u0161en\u00ed n\u00e1klad\u016f zaplat\u00ed koncov\u00fd z\u00e1kazn\u00edk, a\u0165 jde o zdra\u017eov\u00e1n\u00ed v d\u016fsledku zv\u00fd\u0161en\u00ed DPH, elekt\u0159iny, kterou vyr\u00e1b\u00ed st\u00e1t, a nebo o zv\u00fd\u0161en\u00ed dan\u011b z p\u0159\u00edjm\u016f. M\u00e1lokdo si to ale uv\u011bdomuje. Dokud se nenajde vl\u00e1da kter\u00e1 nebude neust\u00e1le rozhazovat pen\u00edze a zvy\u0161ovat dan\u011b, v\u011bt\u0161ina lid\u00ed moc pen\u011bz m\u00edt nebude.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (14 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed situace \u010cech\u016f","item":"https:\/\/www.tizon.cz\/financni-situace-cechu\/#breadcrumbitem"}]}]