[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tizon.cz\/ktera-hypoteka-je-fer\/#Article","mainEntityOfPage":"https:\/\/www.tizon.cz\/ktera-hypoteka-je-fer\/","headline":"Kter\u00e1 hypot\u00e9ka je f\u00e9r?","name":"Kter\u00e1 hypot\u00e9ka je f\u00e9r?","description":"Kdy\u017e se n\u011bjak\u00e1 firma, lhostejno zda drobn\u00fd \u017eivnostn\u00edk nebo n\u011bjak\u00fd kolos, dostane do ekonomick\u00fdch t\u011b\u017ekost\u00ed, mus\u00ed je \u0159e\u0161it. Nelze nad nimi jednodu\u0161e m\u00e1vnout rukou se slovy \u201eono to n\u011bjak dopadne\u201c. Proto\u017ee ono by to sice n\u011bjak dopadlo, ale ka\u017edop\u00e1dn\u011b by to dopadlo \u0161patn\u011b. Proto\u017ee jsou pen\u00edze a\u017e na zn\u00e1m\u00e9m prvn\u00edm m\u00edst\u011b a nikdo z v\u011b\u0159itel\u016f […]","datePublished":"2019-03-10","dateModified":"2019-03-10","author":{"@type":"Person","@id":"https:\/\/www.tizon.cz\/author\/#Person","name":"","url":"https:\/\/www.tizon.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91506ed60e31abe586276a3e1420719df081581a820344a28fa2034bb1a2fe22?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91506ed60e31abe586276a3e1420719df081581a820344a28fa2034bb1a2fe22?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tizon.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tizon.cz\/wp-content\/uploads\/img_a343695_w1733_t1556876042.jpg","url":"https:\/\/www.tizon.cz\/wp-content\/uploads\/img_a343695_w1733_t1556876042.jpg","height":0,"width":0},"url":"https:\/\/www.tizon.cz\/ktera-hypoteka-je-fer\/","about":["Internet"],"wordCount":481,"articleBody":"       Kdy\u017e se n\u011bjak\u00e1 firma, lhostejno zda drobn\u00fd \u017eivnostn\u00edk nebo n\u011bjak\u00fd kolos, dostane do ekonomick\u00fdch t\u011b\u017ekost\u00ed, mus\u00ed je \u0159e\u0161it. Nelze nad nimi jednodu\u0161e m\u00e1vnout rukou se slovy \u201eono to n\u011bjak dopadne\u201c. Proto\u017ee ono by to sice n\u011bjak dopadlo, ale ka\u017edop\u00e1dn\u011b by to dopadlo \u0161patn\u011b. Proto\u017ee jsou pen\u00edze a\u017e na zn\u00e1m\u00e9m prvn\u00edm m\u00edst\u011b a nikdo z v\u011b\u0159itel\u016f by to takov\u00e9mu ledabyl\u00e9mu podnikateli \u010di firm\u011b jen tak proj\u00edt nenechal. A kdy\u017e nejsou vlastn\u00ed zdroje, kde ba se daly \u010derpat finance na dal\u0161\u00ed fungov\u00e1n\u00ed podniku, nezb\u00fdv\u00e1, ne\u017e si je n\u011bkde od n\u011bkoho p\u016fj\u010dit. Lze tak u\u010dinit t\u0159eba v bance, kde ale mus\u00ed ka\u017ed\u00fd po\u010d\u00edtat s t\u00edm, \u017ee bude v\u00edce ne\u017e d\u016fkladn\u011b prov\u011b\u0159ov\u00e1n, je-li dostate\u010dn\u011b solventn\u00ed a spolehliv\u00fd a bude tak schopen a ochoten p\u016fj\u010den\u00e9 pen\u00edze i vr\u00e1tit. Na \u010dem\u017e mnoz\u00ed ze \u017eadatel\u016f ztroskotaj\u00ed. Proto\u017ee kdy\u017e m\u00e1 n\u011bkdo n\u00edzk\u00e9 p\u0159\u00edjmy, nevaln\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed a na krku exekuci nebo z\u00e1znam v registru dlu\u017en\u00edk\u016f, nem\u016f\u017ee po\u010d\u00edtat s benevolenc\u00ed bankovn\u00edch \u00fa\u0159edn\u00edk\u016f a s t\u00edm, \u017ee mu bude vyhov\u011bno. Plat\u00ed p\u0159ece ono zn\u00e1m\u00e9 \u201ed\u016fv\u011b\u0159uj, ale prov\u011b\u0159uj\u201c. A kdy\u017e se v bance nepoda\u0159\u00ed dos\u00e1hnout k\u00fd\u017een\u00e9ho v\u00fdsledku? Co pak? Pak by tu mohla b\u00fdt pro n\u011bkoho z \u0159ad podnikatel\u016f i ta \u00fapln\u011b posledn\u00ed nad\u011bje jm\u00e9nem https:\/\/www.ferovahypoteka.cz\/americka-hypoteka-nebankovni\/. Americk\u00e1 nebankovn\u00ed hypot\u00e9ka je toti\u017e typem p\u016fj\u010dky pro podnikatele a firmy, kter\u00fd d\u00e1v\u00e1 nad\u011bji na \u00fasp\u011bch i t\u011bm, kdo jinde poho\u0159eli. Kter\u00e1 poskytuje pen\u00edze pot\u0159ebn\u00e9 pro podnik\u00e1n\u00ed i t\u011bm, kdo nejsou pro banky dost dob\u0159\u00ed, t\u0159eba proto, \u017ee maj\u00ed dluhy, exekuce, n\u00edzk\u00e9 p\u0159\u00edjmy, z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a podobn\u011b. Tady je to daleko jednodu\u0161\u0161\u00ed. Sta\u010d\u00ed d\u00e1t doty\u010dn\u00e9 nebankovn\u00ed spole\u010dnosti do z\u00e1stavy adekv\u00e1tn\u00ed nemovitost coby z\u00e1ruku, \u017ee bude pozd\u011bji v\u0161e n\u00e1le\u017eit\u011b splaceno, a pak u\u017e doty\u010dn\u00e9ho poskytovatele zaj\u00edm\u00e1 vlastn\u011b jenom to, jak\u00fd m\u00e1 doty\u010dn\u00fd podnikatel p\u0159\u00edjem a zda je tedy schopen adekv\u00e1tn\u011b spl\u00e1cet. Proto\u017ee nebankovn\u00ed hypot\u00e9ka nem\u00e1 v\u00e9st k tomu, \u017ee \u010dlov\u011bk nad\u011bl\u00e1 je\u0161t\u011b v\u011bt\u0161\u00ed dluhy, je\u017e ho je\u0161t\u011b v\u00edce pot\u00e1hnou ke dnu a je\u017e ho nakonec t\u0159eba i definitivn\u011b zni\u010d\u00ed. Ov\u0161em je faktem, \u017ee tu nakonec dostane pot\u0159ebn\u00e9 pen\u00edze tak\u0159ka ka\u017ed\u00fd ze \u017eadatel\u016f. A to a\u017e do v\u00fd\u0161e sedmdes\u00e1ti procent ceny zastavovan\u00e9 nemovitosti, lhostejno zda domu, bytu, chaty, pozemku atd. A to je to hlavn\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kter\u00e1 hypot\u00e9ka je f\u00e9r?","item":"https:\/\/www.tizon.cz\/ktera-hypoteka-je-fer\/#breadcrumbitem"}]}]